Buy Houses in Bulgaria

Foreigners can purchase property in Bulgaria, including apartments, houses, and commercial spaces. However, non-EU citizens face restrictions on owning land directly; a common workaround is establishing a Bulgarian company to hold the land title. The buying process typically involves signing a preliminary contract, conducting a title search, and finalizing the deal through a notary. Essential documents include a valid ID, proof of address, and financial resources. Additional costs encompass notary fees (approximately 0.1% to 1.5% of the property's value), a property transfer tax (0.1% to 3%), and registration fees. While residency is not required for property ownership, owning property does not automatically grant residency rights. For those seeking residency, Bulgaria offers investment-based programs that may include real estate investments as part of the qualifying criteria.

As of 2025, Bulgaria's residential property market remains relatively affordable compared to other European countries, with average prices ranging from €1,200 to €3,300 per square meter in Sofia, depending on the area and quality of housing. In coastal cities like Varna and Burgas, prices for two-room apartments average €3,327 and over €2,000 per square meter, respectively, reflecting significant annual increases. The market is experiencing steady growth, with property prices expected to rise by 8–10% in 2025, driven by factors such as Bulgaria's anticipated accession to the Eurozone and increased demand in urban and resort areas. ​

The most popular Bulgarian regions for foreigners buying property include Sofia for its urban lifestyle and investment potential, Bansko for affordable ski resort homes, and coastal areas like Sunny Beach, Varna, and Burgas for their seaside appeal and tourism-driven rental income. Additionally, Veliko Tarnovo attracts buyers with its historic charm and low property prices, making it ideal for expats seeking a quieter life.